Irvin Company HUD/FHA Division

Consider the Irvin Company as your "Answer Center" on FHA appraisals in the Dallas, Ft. Worth, Austin, Houston, or San Antonio, Texas areas. The majority of our appraisers are FHA approved and thoroughly trained/knowledgeable when it comes to FHA guidelines.

We'll let you know the value and any repairs needed no later than the day after the inspection (see the 12 most common repairs below).

Communication is the key on an FHA appraisal.

Barlow Irvin, President of Irvin Company, personally oversees all of our FHA appraisals and is available to you as a resource for any FHA questions you may encounter. To reach Barlow, call 972-991-8572 or send him an email.

12 Most Common FHA Repairs

These conditions are not listed to scare you, but to help you understand and erase any worries you may have.

The purpose of a repair is to correct deficiencies which may affect the health and safety of the occupants or the continued marketability of the property. If possible, we suggest that you make any repairs to your home prior to the appraisal. This will improve the marketability and help the sale or refinance of your home go smoothly.

• If the home was built prior to 1978, chipping, peeling paint must be scraped and painted. This includes interior, exterior, garages, sheds, fences, etc.
• Any useful components (appliances, floor covering, etc.) of the home, especially the roof, should have 2 years of useful life remaining. A roof should have no more than 3 layers of shingles.
• Broken windows and doors should be replaced.
• The cause of negative drainage must be cured (i.e., improve drainage away from house, gutters, french drains, etc.).
• Health and safety hazards (i.e. electric garage door opener won't reverse with resistance; burglar bars). GFIC outlets are not an FHA requirement.
• Abandoned inoperable wells must be capped and sealed by a licensed well sealing contractor.
• Safety handrails should be installed in open stairwells of three or more stairs.
• Infestation of any kind should be exterminated (i.e., insects, mice, bats, etc.). In the state of Texas, a termite inspection is always a requirement on all pre-owned homes.
• Damaged or inoperable plumbing, electric and heating systems should be repaired. The appraiser will check these areas.
• Structural or foundation problems must be repaired.
• Flammable storage tanks must be removed and filler cap sealed from the inside (i.e., buried oil tank).
• If there is a crawl space, it will be the homeowner's responsibility to make this area accessible so that it can be thoroughly inspected.

Keep in mind that these are the most common repairs. Contact your lender with specific questions regarding your property.